What are the optimal conditions for insurance companies to prosper?

M curious asked:


There is no question the economic cycle affects insurance companies. When there’s less money around like now in the early 2009, insurance companies suffer.

But I learned that the more uncertainty about things, the better insurance firms perform, because they capitalize on uncertainties about the future. whether it’s a person’s life or natural hazards.

So my best guess for the question is a lot of cash flow in the market and a lot of uncertainty and fear about things for which they can be insured. Am I missing any thing else?

What can you say are optimal conditions for insurance companies to grow???

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One Response to “What are the optimal conditions for insurance companies to prosper?”

  1. Optimal conditions for an insurance company? All policy holders pay their premiums on time; no one has any claims that the company must pay out.

    That is pretty Optimal.

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